MATAGORDA COUNTY
State-Chartered • Bay City, Texas • Est. 1961
Quick Facts
- Charter Number
- #67545
- Type
- State-Chartered
- Established
- 1961
- Headquarters
- Bay City, Texas 77414
- Address
- 3700 Avenue F
- Branches
- 3
- Members
- 2,458
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,458 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MATAGORDA COUNTY |
|---|---|
| Total Assets | $35.7M |
| Members | 2,458 |
| Loans Outstanding | $17.4M |
| Shares & Deposits | $29.6M |
| Net Worth | $6.0M |
| Net Worth Ratio | 16.83% |
| Loan-to-Share Ratio | 58.8% |
| Delinquency Rate | 0.14% |
| Net Income | +$698,310 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Texasgulf FCU
1313 West Loop
El Campo, TX 77437
Matagorda County Credit Union
Main Office3700 Avenue F
Bay City, TX 77414
DATA SYSTEMS OF TEXAS
720 N 64TH ST
WACO, TX 76710
Who Can Join MATAGORDA COUNTY?
Membership Type: Community
Membership eligibility for MATAGORDA COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MATAGORDA COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MATAGORDA COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MATAGORDA COUNTY has 2,458 members and a potential membership field of 33,000 people.
MATAGORDA COUNTY's net worth ratio is 16.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.8%, MATAGORDA COUNTY meets this threshold.
MATAGORDA COUNTY operates 3 branch locations. The main office is located at 3700 Avenue F, Bay City, TX 77414.
MATAGORDA COUNTY was established in 1961. It is a state-chartered credit union chartered under charter number 67545. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MATAGORDA COUNTY. All financial data is for informational purposes only.