MAX
State-Chartered • Montgomery, Alabama • Est. 1955
Quick Facts
- Charter Number
- #68575
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Montgomery, Alabama 36124-4040
- Address
- P.O. Box 244040
- Branches
- 16
- ATMs
- 16
- Members
- 130,525
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
130,525 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MAX |
|---|---|
| Total Assets | $2.3B |
| Members | 130,525 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $2.0B |
| Net Worth | $326.5M |
| Net Worth Ratio | 14.13% |
| Loan-to-Share Ratio | 57.6% |
| Delinquency Rate | 0.89% |
| Net Income | +$35,848,959 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 16 ATMs
Cobbs Ford Road
2309 Cobbs Ford Rd
Prattville, AL 36066
Downtown
401 Monroe St
Montgomery, AL 36104
Eastdale
Main Office400 Eastdale Cir
Montgomery, AL 36117-2114
Taylor Road
3401 Malcolm Dr
Montgomery, AL 36116-8818
Zelda Road
2785 Zelda Rd
Montgomery, AL 36106-2698
Who Can Join MAX?
Membership Type: Community
Membership eligibility for MAX may vary. Contact the credit union directly to confirm qualification requirements.
Contact MAX directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Browse all federally insured credit unions in Alabama, ranked by assets, members, and financial health score.
View Alabama RankingsFrequently Asked Questions
Yes. MAX is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MAX has 130,525 members and a potential membership field of 744,174 people.
MAX's net worth ratio is 14.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, MAX meets this threshold.
MAX operates 16 branch locations and has access to 16 ATMs. The main office is located at 400 Eastdale Cir, Montgomery, AL 36117-2114.
MAX was established in 1955. It is a state-chartered credit union chartered under charter number 68575. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MAX. All financial data is for informational purposes only.