MEA
State-Chartered • Monticello, Illinois • Est. 1958
Quick Facts
- Charter Number
- #65896
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Monticello, Illinois 61856
- Address
- 2 Sage Dr
- Branches
- 2
- Members
- 122
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
122 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEA |
|---|---|
| Total Assets | $760K |
| Members | 122 |
| Loans Outstanding | $537K |
| Shares & Deposits | $693K |
| Net Worth | $67K |
| Net Worth Ratio | 8.82% |
| Loan-to-Share Ratio | 77.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$13,005 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MEA Credit Union
Main Office2 Sage Dr
Monticello, IL 61856
MEA Credit Union
300 W High St
White Heath, IL 61884-9500
Who Can Join MEA?
Membership Type: Community
Membership eligibility for MEA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. MEA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEA has 122 members and a potential membership field of 226 people.
MEA's net worth ratio is 8.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, MEA meets this threshold.
MEA operates 2 branch locations. The main office is located at 2 Sage Dr, Monticello, IL 61856.
MEA was established in 1958. It is a state-chartered credit union chartered under charter number 65896. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEA. All financial data is for informational purposes only.