MEMBERS EXCHANGE
Federal • Jackson, Mississippi • Est. 1954
Quick Facts
- Charter Number
- #24952
- Type
- Federal
- Established
- 1954
- Headquarters
- Jackson, Mississippi 39286-1049
- Address
- P O Box 31049
- Branches
- 3
- ATMs
- 3
- Members
- 11,802
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,802 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS EXCHANGE |
|---|---|
| Total Assets | $140.2M |
| Members | 11,802 |
| Loans Outstanding | $63.9M |
| Shares & Deposits | $108.2M |
| Net Worth | $29.9M |
| Net Worth Ratio | 21.35% |
| Loan-to-Share Ratio | 59.0% |
| Delinquency Rate | 0.30% |
| Net Income | +$1,828,602 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Branch - Marketridge
Main Office107 Marketridge Dr
Ridgeland, MS 39157-6027
Branch - Pearl
101 Metroplex Blvd
Pearl, MS 39208
Branch - Byram
5640 I 55 S
Byram, MS 39272-9402
Who Can Join MEMBERS EXCHANGE?
Membership Type: Other/Unknown
Membership eligibility for MEMBERS EXCHANGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS EXCHANGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. MEMBERS EXCHANGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS EXCHANGE has 11,802 members and a potential membership field of 947,778 people.
MEMBERS EXCHANGE's net worth ratio is 21.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.4%, MEMBERS EXCHANGE meets this threshold.
MEMBERS EXCHANGE operates 3 branch locations and has access to 3 ATMs. The main office is located at 107 Marketridge Dr, Ridgeland, MS 39157-6027.
MEMBERS EXCHANGE was established in 1954. It is a federal credit union chartered under charter number 24952. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS EXCHANGE. All financial data is for informational purposes only.