MEMBERS FINANCIAL
Federal • Midland, Texas • Est. 1940
Quick Facts
- Charter Number
- #4020
- Type
- Federal
- Established
- 1940
- Headquarters
- Midland, Texas 79708
- Address
- PO Box 9609
- Branches
- 1
- Members
- 3,301
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,301 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMBERS FINANCIAL |
|---|---|
| Total Assets | $35.2M |
| Members | 3,301 |
| Loans Outstanding | $20.6M |
| Shares & Deposits | $31.6M |
| Net Worth | $3.4M |
| Net Worth Ratio | 9.62% |
| Loan-to-Share Ratio | 65.2% |
| Delinquency Rate | 0.34% |
| Net Income | +$313,937 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Branch
Main Office3100 Sunburst Dr
Midland, TX 79707
Who Can Join MEMBERS FINANCIAL?
Membership Type: Other/Unknown
Membership eligibility for MEMBERS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMBERS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. MEMBERS FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMBERS FINANCIAL has 3,301 members and a potential membership field of 322,126 people.
MEMBERS FINANCIAL's net worth ratio is 9.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, MEMBERS FINANCIAL meets this threshold.
MEMBERS FINANCIAL operates 1 branch location. The main office is located at 3100 Sunburst Dr, Midland, TX 79707.
MEMBERS FINANCIAL was established in 1940. It is a federal credit union chartered under charter number 4020. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMBERS FINANCIAL. All financial data is for informational purposes only.