MEMORIAL
Federal • GULFPORT, Mississippi • Est. 1962
Quick Facts
- Charter Number
- #14824
- Type
- Federal
- Established
- 1962
- Headquarters
- GULFPORT, Mississippi 39502-1810
- Address
- PO BOX 1810
- Branches
- 1
- Members
- 1,137
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,137 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMORIAL |
|---|---|
| Total Assets | $6.0M |
| Members | 1,137 |
| Loans Outstanding | $2.1M |
| Shares & Deposits | $3.7M |
| Net Worth | $2.2M |
| Net Worth Ratio | 37.71% |
| Loan-to-Share Ratio | 57.6% |
| Delinquency Rate | 0.20% |
| Net Income | +$43,297 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
MEMORIAL FEDERAL CREDIT UNION
Main Office4305 14th St.
GULFPORT, MS 39501
Who Can Join MEMORIAL?
Membership Type: Community
Membership eligibility for MEMORIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMORIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. MEMORIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMORIAL has 1,137 members and a potential membership field of 2,600 people.
MEMORIAL's net worth ratio is 37.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 37.7%, MEMORIAL meets this threshold.
MEMORIAL operates 1 branch location. The main office is located at 4305 14th St., GULFPORT, MS 39501.
MEMORIAL was established in 1962. It is a federal credit union chartered under charter number 14824. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMORIAL. All financial data is for informational purposes only.