MEMORIAL
State-Chartered • Houston, Texas • Est. 1953
Quick Facts
- Charter Number
- #62571
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Houston, Texas 77074
- Address
- 7789 SW FRWY SUITE 175
- Branches
- 5
- ATMs
- 1
- Members
- 9,902
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,902 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MEMORIAL |
|---|---|
| Total Assets | $87.7M |
| Members | 9,902 |
| Loans Outstanding | $70.1M |
| Shares & Deposits | $77.9M |
| Net Worth | $9.4M |
| Net Worth Ratio | 10.68% |
| Loan-to-Share Ratio | 90.0% |
| Delinquency Rate | 0.56% |
| Net Income | +$79,212 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 1 ATMs
EXECUTIVE BRANCH
Main Office7789 Southwest fwy Ste 175
Houston, TX 77074-1831
Memorial City Branch #2
915 Gessner Rd Ste 180
Houston, TX 77024
Southwest Branch Br-6
7789 Southwest Fwy ste 175
Houston, TX 77074-1831
Drive Thru Location Br-7
7500 Beechnut St
Houston, TX 77074-4335
Northwest Branch Br-4
1740 W 27th St Ste 170
Houston, TX 77008
Who Can Join MEMORIAL?
Membership Type: Community
Membership eligibility for MEMORIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MEMORIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MEMORIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MEMORIAL has 9,902 members and a potential membership field of 20,000 people.
MEMORIAL's net worth ratio is 10.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, MEMORIAL meets this threshold.
MEMORIAL operates 5 branch locations and has access to 1 ATMs. The main office is located at 7789 Southwest fwy Ste 175, Houston, TX 77074-1831.
MEMORIAL was established in 1953. It is a state-chartered credit union chartered under charter number 62571. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MEMORIAL. All financial data is for informational purposes only.