METRO
State-Chartered • Chelsea, Massachusetts • Est. 1926
Quick Facts
- Charter Number
- #66364
- Type
- State-Chartered
- Established
- 1926
- Headquarters
- Chelsea, Massachusetts 02150-1608
- Address
- 200 Revere Beach Pkwy
- Branches
- 18
- ATMs
- 18
- Members
- 213,040
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
213,040 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | METRO |
|---|---|
| Total Assets | $3.3B |
| Members | 213,040 |
| Loans Outstanding | $2.8B |
| Shares & Deposits | $2.7B |
| Net Worth | $297.6M |
| Net Worth Ratio | 9.02% |
| Loan-to-Share Ratio | 104.6% |
| Delinquency Rate | 0.25% |
| Net Income | +$14,261,069 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 18 ATMs
Chelsea
Main Office200 Revere Beach Pkwy
Chelsea, MA 02150-1608
Broadway
365 Broadway
Chelsea, MA 02150
Burlington
50 Summit Dr
Burlington, MA 01803
Framingham
1124 Worcester Rd
Framingham, MA 01702-5209
Lynn
475 Western Ave
Lynn, MA 01904-3317
Who Can Join METRO?
Membership Type: Community
Membership eligibility for METRO may vary. Contact the credit union directly to confirm qualification requirements.
Contact METRO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. METRO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, METRO has 213,040 members and a potential membership field of 7,881,718 people.
METRO's net worth ratio is 9.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, METRO meets this threshold.
METRO operates 18 branch locations and has access to 18 ATMs. The main office is located at 200 Revere Beach Pkwy, Chelsea, MA 02150-1608.
METRO was established in 1926. It is a state-chartered credit union chartered under charter number 66364. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or METRO. All financial data is for informational purposes only.