MIAMI
Federal • MIAMI, Florida • Est. 1954
Quick Facts
- Charter Number
- #9287
- Type
- Federal
- Established
- 1954
- Headquarters
- MIAMI, Florida 33130
- Address
- 51 SW 1ST AVENUE, SUITE 604
- Branches
- 5
- ATMs
- 4
- Members
- 2,632
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,632 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIAMI |
|---|---|
| Total Assets | $46.0M |
| Members | 2,632 |
| Loans Outstanding | $32.7M |
| Shares & Deposits | $38.6M |
| Net Worth | $5.3M |
| Net Worth Ratio | 11.52% |
| Loan-to-Share Ratio | 84.6% |
| Delinquency Rate | 0.51% |
| Net Income | +$168,864 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Main
Main Office51 SW 1st Ave Ste 604
Miami, FL 33130-1611
Ft Lauderdale
299 E Broward Blvd
Ft Lauderdale, FL 33301
Justice
99 NE 4th St Fl 2
Miami, FL 33132-2131
Wilkie
400 N Miami Ave Fl 6
Miami, FL 33128
Shared Services for Credit Unions
8895 N Military Trl
WEST PALM BEACH, FL 33410-6220
Who Can Join MIAMI?
Membership Type: Community
Membership eligibility for MIAMI may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIAMI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. MIAMI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIAMI has 2,632 members and a potential membership field of 10,000 people.
MIAMI's net worth ratio is 11.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, MIAMI meets this threshold.
MIAMI operates 5 branch locations and has access to 4 ATMs. The main office is located at 51 SW 1st Ave Ste 604, Miami, FL 33130-1611.
MIAMI was established in 1954. It is a federal credit union chartered under charter number 9287. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIAMI. All financial data is for informational purposes only.