MICHIGAN STATE UNIVERSITY
Federal • East Lansing, Michigan • Est. 1979
Quick Facts
- Charter Number
- #23279
- Type
- Federal
- Established
- 1979
- Headquarters
- East Lansing, Michigan 48823-8029
- Address
- 3777 West Rd
- Branches
- 37
- ATMs
- 34
- Members
- 396,646
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
396,646 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MICHIGAN STATE UNIVERSITY |
|---|---|
| Total Assets | $8.4B |
| Members | 396,646 |
| Loans Outstanding | $6.5B |
| Shares & Deposits | $6.9B |
| Net Worth | $706.5M |
| Net Worth Ratio | 8.43% |
| Loan-to-Share Ratio | 94.0% |
| Delinquency Rate | 1.16% |
| Net Income | +$95,884,377 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
37 locations · 34 ATMs
MSUFCU - Headquarters
Main Office3777 West Rd
East Lansing, MI 48823-8029
MSUFCU - Central Park Branch
1775 Central Park Dr
Okemos, MI 48864-1149
MSUFCU - Westside Branch
653 Migaldi Ln
Lansing, MI 48917-7739
MSUFCU - Headquarter Branch
3775 Coolidge Rd
East Lansing, MI 48823-8019
MSUFCU - Union Building
49 Abbot Rd Rm 108
East Lansing, MI 48824-3710
Who Can Join MICHIGAN STATE UNIVERSITY?
Membership Type: Community
Membership eligibility for MICHIGAN STATE UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MICHIGAN STATE UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MICHIGAN STATE UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MICHIGAN STATE UNIVERSITY has 396,646 members and a potential membership field of 10,077,331 people.
MICHIGAN STATE UNIVERSITY's net worth ratio is 8.43% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, MICHIGAN STATE UNIVERSITY meets this threshold.
MICHIGAN STATE UNIVERSITY operates 37 branch locations and has access to 34 ATMs. The main office is located at 3777 West Rd, East Lansing, MI 48823-8029.
MICHIGAN STATE UNIVERSITY was established in 1979. It is a federal credit union chartered under charter number 23279. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MICHIGAN STATE UNIVERSITY. All financial data is for informational purposes only.