MID-ISLAND
Federal • Christiansted, Virgin Islands • Est. 1981
Quick Facts
- Charter Number
- #23811
- Type
- Federal
- Established
- 1981
- Headquarters
- Christiansted, Virgin Islands 00823
- Address
- P O Box 5398
- Branches
- 3
- Members
- 2,373
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,373 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MID-ISLAND |
|---|---|
| Total Assets | $18.1M |
| Members | 2,373 |
| Loans Outstanding | $5.0M |
| Shares & Deposits | $16.1M |
| Net Worth | $1.9M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 31.4% |
| Delinquency Rate | 0.38% |
| Net Income | +$297,779 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Mid Island Federal Credit Union
Main Office4366 Peters Rest
Christiansted, VI 00820
Mid Island Federal Credit Union
366 Peters Rest
Christiansted, VI 00820
CU SOUTH
23210 US Highway 98 Ste B1
Fairhope, AL 36532-3397
Who Can Join MID-ISLAND?
Membership Type: Other/Unknown
Membership eligibility for MID-ISLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact MID-ISLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virgin Islands
Browse all federally insured credit unions in Virgin Islands, ranked by assets, members, and financial health score.
View Virgin Islands RankingsFrequently Asked Questions
Yes. MID-ISLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MID-ISLAND has 2,373 members and a potential membership field of 3,000 people.
MID-ISLAND's net worth ratio is 10.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, MID-ISLAND meets this threshold.
MID-ISLAND operates 3 branch locations. The main office is located at 4366 Peters Rest, Christiansted, VI 00820.
MID-ISLAND was established in 1981. It is a federal credit union chartered under charter number 23811. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MID-ISLAND. All financial data is for informational purposes only.