MIDWESTERN STATE UNIVERSITY
State-Chartered • Wichita Falls, Texas • Est. 1955
Quick Facts
- Charter Number
- #67549
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Wichita Falls, Texas 76308
- Address
- 3410 Taft Blvd
- Branches
- 3
- Members
- 899
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
899 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MIDWESTERN STATE UNIVERSITY |
|---|---|
| Total Assets | $4.8M |
| Members | 899 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $4.0M |
| Net Worth | $717K |
| Net Worth Ratio | 14.88% |
| Loan-to-Share Ratio | 59.6% |
| Delinquency Rate | 0.29% |
| Net Income | +$17,216 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Midwestern State University Credit Union
Main Office3410 Taft Blvd
Wichita Falls, TX 76308
Midwestern State University Credit Union
3410 Taft Blvd
Wichita Falls, TX 76308
President's Home
410 W Ruby Ave
Iowa Park, TX 76367
Who Can Join MIDWESTERN STATE UNIVERSITY?
Membership Type: Community
Membership eligibility for MIDWESTERN STATE UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MIDWESTERN STATE UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. MIDWESTERN STATE UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MIDWESTERN STATE UNIVERSITY has 899 members and a potential membership field of 2,500 people.
MIDWESTERN STATE UNIVERSITY's net worth ratio is 14.88% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.9%, MIDWESTERN STATE UNIVERSITY meets this threshold.
MIDWESTERN STATE UNIVERSITY operates 3 branch locations. The main office is located at 3410 Taft Blvd, Wichita Falls, TX 76308.
MIDWESTERN STATE UNIVERSITY was established in 1955. It is a state-chartered credit union chartered under charter number 67549. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MIDWESTERN STATE UNIVERSITY. All financial data is for informational purposes only.