MOHAWK VALLEY
Federal • MARCY, New York • Est. 1971
Quick Facts
- Charter Number
- #20823
- Type
- Federal
- Established
- 1971
- Headquarters
- MARCY, New York 13403
- Address
- 9212 RIVER RD
- Branches
- 2
- ATMs
- 1
- Members
- 3,241
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,241 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOHAWK VALLEY |
|---|---|
| Total Assets | $60.8M |
| Members | 3,241 |
| Loans Outstanding | $26.6M |
| Shares & Deposits | $53.0M |
| Net Worth | $7.6M |
| Net Worth Ratio | 12.59% |
| Loan-to-Share Ratio | 50.1% |
| Delinquency Rate | 0.38% |
| Net Income | +$909,609 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
207 Genesee St
207 Genesee St
Utica, NY 13501
9212 River Rd
Main Office9212 River Rd
Marcy, NY 13403
Who Can Join MOHAWK VALLEY?
Membership Type: Community
Membership eligibility for MOHAWK VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOHAWK VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. MOHAWK VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOHAWK VALLEY has 3,241 members and a potential membership field of 8,200 people.
MOHAWK VALLEY's net worth ratio is 12.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.6%, MOHAWK VALLEY meets this threshold.
MOHAWK VALLEY operates 2 branch locations and has access to 1 ATMs. The main office is located at 9212 River Rd, Marcy, NY 13403.
MOHAWK VALLEY was established in 1971. It is a federal credit union chartered under charter number 20823. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOHAWK VALLEY. All financial data is for informational purposes only.