MONEY
Federal • Syracuse, New York • Est. 1976
Quick Facts
- Charter Number
- #22566
- Type
- Federal
- Established
- 1976
- Headquarters
- Syracuse, New York 13202
- Address
- 125 E Jefferson St, Sute 110
- Branches
- 1
- ATMs
- 1
- Members
- 3,323
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,323 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MONEY |
|---|---|
| Total Assets | $51.0M |
| Members | 3,323 |
| Loans Outstanding | $21.8M |
| Shares & Deposits | $44.8M |
| Net Worth | $7.0M |
| Net Worth Ratio | 13.63% |
| Loan-to-Share Ratio | 48.5% |
| Delinquency Rate | 0.25% |
| Net Income | +$263,835 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Money FCU
Main Office125 E Jefferson St
Syracuse, NY 13202
Who Can Join MONEY?
Membership Type: Other/Unknown
Membership eligibility for MONEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MONEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Browse all federally insured credit unions in New York, ranked by assets, members, and financial health score.
View New York RankingsFrequently Asked Questions
Yes. MONEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MONEY has 3,323 members and a potential membership field of 731,584 people.
MONEY's net worth ratio is 13.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, MONEY meets this threshold.
MONEY operates 1 branch location and has access to 1 ATMs. The main office is located at 125 E Jefferson St, Syracuse, NY 13202.
MONEY was established in 1976. It is a federal credit union chartered under charter number 22566. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MONEY. All financial data is for informational purposes only.