MORRIS SHEPPARD TEXARKANA
Federal • TEXARKANA, Texas • Est. 1934
Quick Facts
- Charter Number
- #1
- Type
- Federal
- Established
- 1934
- Headquarters
- TEXARKANA, Texas 75501
- Address
- 419 W 4TH ST
- Branches
- 2
- Members
- 1,254
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,254 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MORRIS SHEPPARD TEXARKANA |
|---|---|
| Total Assets | $13.3M |
| Members | 1,254 |
| Loans Outstanding | $8.7M |
| Shares & Deposits | $11.8M |
| Net Worth | $1.5M |
| Net Worth Ratio | 11.01% |
| Loan-to-Share Ratio | 73.8% |
| Delinquency Rate | 0.69% |
| Net Income | +$105,265 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MORRIS SHEPPARD TEXARKANA FCU
Main Office419 W 4TH ST
TEXARKANA, TX 75501
RED RIVER FCU
4405 SUMMERHILL RD
TEXARKANA, TX 75503
Who Can Join MORRIS SHEPPARD TEXARKANA?
Membership Type: Community
Membership eligibility for MORRIS SHEPPARD TEXARKANA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MORRIS SHEPPARD TEXARKANA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MORRIS SHEPPARD TEXARKANA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MORRIS SHEPPARD TEXARKANA has 1,254 members and a potential membership field of 2,000 people.
MORRIS SHEPPARD TEXARKANA's net worth ratio is 11.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, MORRIS SHEPPARD TEXARKANA meets this threshold.
MORRIS SHEPPARD TEXARKANA operates 2 branch locations. The main office is located at 419 W 4TH ST, TEXARKANA, TX 75501.
MORRIS SHEPPARD TEXARKANA was established in 1934. It is a federal credit union chartered under charter number 1. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MORRIS SHEPPARD TEXARKANA. All financial data is for informational purposes only.