MOUNTAIN AMERICA
Federal • SANDY, Utah • Est. 1936
Quick Facts
- Charter Number
- #24692
- Type
- Federal
- Established
- 1936
- Headquarters
- SANDY, Utah 84091
- Address
- P.O. BOX 2331
- Branches
- 109
- ATMs
- 12
- Members
- 1,406,629
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,406,629 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOUNTAIN AMERICA |
|---|---|
| Total Assets | $21.9B |
| Members | 1,406,629 |
| Loans Outstanding | $18.1B |
| Shares & Deposits | $19.4B |
| Net Worth | $2.1B |
| Net Worth Ratio | 9.52% |
| Loan-to-Share Ratio | 93.6% |
| Delinquency Rate | 1.37% |
| Net Income | +$496,285,245 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
109 locations · 12 ATMs
0092 Corporate Building - West Jordan
7181 S Campus View Dr
West Jordan, UT 84084-4312
0008 Logan 1400 N
1425 N 200 E
Logan, UT 84341-7503
0009 Ogden Washington Blvd
1825 Washington Blvd
Ogden, UT 84401
0010 South Ogden 40th St
455 40th St
South Ogden, UT 84403-1827
0012 Layton Antelope Dr
955 W Antelope Dr
Layton, UT 84041-1634
Who Can Join MOUNTAIN AMERICA?
Membership Type: Occupational
Membership eligibility for MOUNTAIN AMERICA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOUNTAIN AMERICA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. MOUNTAIN AMERICA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOUNTAIN AMERICA has 1,406,629 members and a potential membership field of 15,369,182 people.
MOUNTAIN AMERICA's net worth ratio is 9.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, MOUNTAIN AMERICA meets this threshold.
MOUNTAIN AMERICA operates 109 branch locations and has access to 12 ATMs. The main office is located at 9800 S Monroe St, Sandy, UT 84070.
MOUNTAIN AMERICA was established in 1936. It is a federal credit union chartered under charter number 24692. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOUNTAIN AMERICA. All financial data is for informational purposes only.