MOUNTAIN RIVER
State-Chartered • SALIDA, Colorado • Est. 1960
Quick Facts
- Charter Number
- #63704
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- SALIDA, Colorado 81201
- Address
- 205 E 3RD STREET
- Branches
- 3
- Members
- 2,991
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,991 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOUNTAIN RIVER |
|---|---|
| Total Assets | $30.3M |
| Members | 2,991 |
| Loans Outstanding | $13.9M |
| Shares & Deposits | $28.1M |
| Net Worth | $2.0M |
| Net Worth Ratio | 6.48% |
| Loan-to-Share Ratio | 49.4% |
| Delinquency Rate | 0.59% |
| Net Income | $-286,563 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Corporate Office
Main Office205 E 3rd St
Salida, CO 81201
Alamosa Branch
2437 Main St
Alamosa, CO 81101
Buena Vista Branch
28350 County Road 317 Unit 10
Buena Vista, CO 81211-9261
Who Can Join MOUNTAIN RIVER?
Membership Type: Community
Membership eligibility for MOUNTAIN RIVER may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOUNTAIN RIVER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Colorado RankingsFrequently Asked Questions
Yes. MOUNTAIN RIVER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOUNTAIN RIVER has 2,991 members and a potential membership field of 40,000 people.
MOUNTAIN RIVER's net worth ratio is 6.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
MOUNTAIN RIVER operates 3 branch locations. The main office is located at 205 E 3rd St, Salida, CO 81201.
MOUNTAIN RIVER was established in 1960. It is a state-chartered credit union chartered under charter number 63704. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOUNTAIN RIVER. All financial data is for informational purposes only.