MOUNTAIN STAR
Federal • El Paso, Texas • Est. 1935
Quick Facts
- Charter Number
- #856
- Type
- Federal
- Established
- 1935
- Headquarters
- El Paso, Texas 79903-3612
- Address
- 2229 E Yandell Dr
- Branches
- 2
- ATMs
- 1
- Members
- 4,748
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,748 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MOUNTAIN STAR |
|---|---|
| Total Assets | $45.5M |
| Members | 4,748 |
| Loans Outstanding | $30.2M |
| Shares & Deposits | $34.6M |
| Net Worth | $8.3M |
| Net Worth Ratio | 18.28% |
| Loan-to-Share Ratio | 87.3% |
| Delinquency Rate | 0.56% |
| Net Income | +$2,120,430 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main
Main Office2229 E Yandell Dr
El Paso, TX 79903-3612
Las Cruces Branch
210 E Idaho Ave
Las Cruces, NM 88005-3279
Who Can Join MOUNTAIN STAR?
Membership Type: Other/Unknown
Membership eligibility for MOUNTAIN STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact MOUNTAIN STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. MOUNTAIN STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MOUNTAIN STAR has 4,748 members and a potential membership field of 10,000 people.
MOUNTAIN STAR's net worth ratio is 18.28% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.3%, MOUNTAIN STAR meets this threshold.
MOUNTAIN STAR operates 2 branch locations and has access to 1 ATMs. The main office is located at 2229 E Yandell Dr, El Paso, TX 79903-3612.
MOUNTAIN STAR was established in 1935. It is a federal credit union chartered under charter number 856. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MOUNTAIN STAR. All financial data is for informational purposes only.