MUNICIPAL
State-Chartered • NEW YORK, New York • Est. 1917
Quick Facts
- Charter Number
- #60153
- Type
- State-Chartered
- Established
- 1917
- Headquarters
- NEW YORK, New York 10007-3107
- Address
- 22 CORTLANDT ST
- Branches
- 16
- ATMs
- 15
- Members
- 631,649
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
631,649 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUNICIPAL |
|---|---|
| Total Assets | $4.9B |
| Members | 631,649 |
| Loans Outstanding | $3.1B |
| Shares & Deposits | $4.3B |
| Net Worth | $555.5M |
| Net Worth Ratio | 11.80% |
| Loan-to-Share Ratio | 73.1% |
| Delinquency Rate | 1.57% |
| Net Income | +$95,354,940 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 15 ATMs
MCU - CO-OP City
755 Co Op City Blvd
Bronx, NY 10475
MCU - Tribeca
86 Chambers St
New York, NY 10007-1825
MCU - Downtown Brooklyn
350 Jay St
Brooklyn, NY 11201
MCU - South Bronx
225 E 149th St
Bronx, NY 10451
MCU - New Dorp Beach
2626 Hylan Blvd
Staten Island, NY 10306
Who Can Join MUNICIPAL?
Membership Type: Community
Membership eligibility for MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. MUNICIPAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MUNICIPAL has 631,649 members and a potential membership field of 18,000,000 people.
MUNICIPAL's net worth ratio is 11.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, MUNICIPAL meets this threshold.
MUNICIPAL operates 16 branch locations and has access to 15 ATMs. The main office is located at 22 Cortlandt St, New York, NY 10007-3107.
MUNICIPAL was established in 1917. It is a state-chartered credit union chartered under charter number 60153. The institution has been serving members for 109 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MUNICIPAL. All financial data is for informational purposes only.