MUSKEGON ST JOSEPH
Federal • MUSKEGON, Michigan • Est. 1952
Quick Facts
- Charter Number
- #8141
- Type
- Federal
- Established
- 1952
- Headquarters
- MUSKEGON, Michigan 49441
- Address
- 1903 BARCLAY ST
- Branches
- 1
- Members
- 1,323
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,323 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUSKEGON ST JOSEPH |
|---|---|
| Total Assets | $13.4M |
| Members | 1,323 |
| Loans Outstanding | $8.4M |
| Shares & Deposits | $12.0M |
| Net Worth | $1.3M |
| Net Worth Ratio | 9.94% |
| Loan-to-Share Ratio | 69.9% |
| Delinquency Rate | 1.90% |
| Net Income | +$142,116 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office1903 Barclay St
Muskegon, MI 49441
Who Can Join MUSKEGON ST JOSEPH?
Membership Type: Community
Membership eligibility for MUSKEGON ST JOSEPH may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUSKEGON ST JOSEPH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MUSKEGON ST JOSEPH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MUSKEGON ST JOSEPH has 1,323 members and a potential membership field of 3,969 people.
MUSKEGON ST JOSEPH's net worth ratio is 9.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, MUSKEGON ST JOSEPH meets this threshold.
MUSKEGON ST JOSEPH operates 1 branch location. The main office is located at 1903 Barclay St, Muskegon, MI 49441.
MUSKEGON ST JOSEPH was established in 1952. It is a federal credit union chartered under charter number 8141. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MUSKEGON ST JOSEPH. All financial data is for informational purposes only.