MUSKEGON
Federal • MUSKEGON, Michigan • Est. 1951
Quick Facts
- Charter Number
- #7509
- Type
- Federal
- Established
- 1951
- Headquarters
- MUSKEGON, Michigan 49441
- Address
- 65 W LAKETON AVE
- Branches
- 3
- Members
- 5,020
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,020 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUSKEGON |
|---|---|
| Total Assets | $77.2M |
| Members | 5,020 |
| Loans Outstanding | $31.8M |
| Shares & Deposits | $68.0M |
| Net Worth | $8.6M |
| Net Worth Ratio | 11.17% |
| Loan-to-Share Ratio | 46.8% |
| Delinquency Rate | 0.34% |
| Net Income | +$578,184 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
CORPORATE OFFICE
Main Office65 W LAKETON AVE
MUSKEGON, MI 49441
BRANCH
1700 HOLTON RD
MUSKEGON, MI 49445-1472
CUANSWERS
6000 28TH ST SE STE 100
GRAND RAPIDS, MI 49546-6927
Who Can Join MUSKEGON?
Membership Type: Other/Unknown
Membership eligibility for MUSKEGON may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUSKEGON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. MUSKEGON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MUSKEGON has 5,020 members and a potential membership field of 177,428 people.
MUSKEGON's net worth ratio is 11.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, MUSKEGON meets this threshold.
MUSKEGON operates 3 branch locations. The main office is located at 65 W LAKETON AVE, MUSKEGON, MI 49441.
MUSKEGON was established in 1951. It is a federal credit union chartered under charter number 7509. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MUSKEGON. All financial data is for informational purposes only.