MUTUAL
Federal • Vicksburg, Mississippi • Est. 1931
Quick Facts
- Charter Number
- #24948
- Type
- Federal
- Established
- 1931
- Headquarters
- Vicksburg, Mississippi 39181
- Address
- PO Box 25
- Branches
- 11
- ATMs
- 6
- Members
- 42,845
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
42,845 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUTUAL |
|---|---|
| Total Assets | $494.7M |
| Members | 42,845 |
| Loans Outstanding | $283.9M |
| Shares & Deposits | $429.0M |
| Net Worth | $66.5M |
| Net Worth Ratio | 13.57% |
| Loan-to-Share Ratio | 66.2% |
| Delinquency Rate | 1.05% |
| Net Income | +$9,078,913 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 6 ATMs
Mutual Credit Union
Main Office1604 Cherry St
Vicksburg, MS 39180
Clay Street
4210 Clay St
Vicksburg, MS 39183-3438
South Frontage Road Branch
2086 S Frontage Rd
Vicksburg, MS 39180
Raymond
503 E Main St
Raymond, MS 39154-9700
Yazoo City Branch
1505 Grand Ave
Yazoo City, MS 39194-2431
Who Can Join MUTUAL?
Membership Type: Occupational
Membership eligibility for MUTUAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUTUAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. MUTUAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MUTUAL has 42,845 members and a potential membership field of 1,546,786 people.
MUTUAL's net worth ratio is 13.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, MUTUAL meets this threshold.
MUTUAL operates 11 branch locations and has access to 6 ATMs. The main office is located at 1604 Cherry St, Vicksburg, MS 39180.
MUTUAL was established in 1931. It is a federal credit union chartered under charter number 24948. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MUTUAL. All financial data is for informational purposes only.