MUTUAL SAVINGS
State-Chartered • Birmingham, Alabama • Est. 1936
Quick Facts
- Charter Number
- #60501
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Birmingham, Alabama 35236
- Address
- PO Box 362045
- Branches
- 7
- ATMs
- 4
- Members
- 19,114
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
19,114 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUTUAL SAVINGS |
|---|---|
| Total Assets | $240.8M |
| Members | 19,114 |
| Loans Outstanding | $144.9M |
| Shares & Deposits | $212.0M |
| Net Worth | $21.7M |
| Net Worth Ratio | 9.00% |
| Loan-to-Share Ratio | 68.4% |
| Delinquency Rate | 0.10% |
| Net Income | +$584,878 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 4 ATMs
Valleydale
Main Office2040 Valleydale Rd
Hoover, AL 35244-2006
Alexander City
1030 Lee St
Alexander City, AL 35010-2655
Clanton
1501 7th St S
Clanton, AL 35045-8785
Pelham
3596 Pelham Pkwy
Pelham, AL 35124-2034
Selma
907 Medical Center Pkwy
Selma, AL 36701-6746
Who Can Join MUTUAL SAVINGS?
Membership Type: Community
Membership eligibility for MUTUAL SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUTUAL SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. MUTUAL SAVINGS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MUTUAL SAVINGS has 19,114 members and a potential membership field of 830,000 people.
MUTUAL SAVINGS's net worth ratio is 9.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, MUTUAL SAVINGS meets this threshold.
MUTUAL SAVINGS operates 7 branch locations and has access to 4 ATMs. The main office is located at 2040 Valleydale Rd, Hoover, AL 35244-2006.
MUTUAL SAVINGS was established in 1936. It is a state-chartered credit union chartered under charter number 60501. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MUTUAL SAVINGS. All financial data is for informational purposes only.