MUTUAL SAVINGS
State-Chartered • Hoover, Alabama • Est. 1936
Quick Facts
- Charter Number
- #60501
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Hoover, Alabama 35244-2006
- Address
- 2040 Valleydale Rd
- Branches
- 7
- ATMs
- 4
- Members
- 19,012
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
19,012 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MUTUAL SAVINGS |
|---|---|
| Total Assets | $244.5M |
| Members | 19,012 |
| Loans Outstanding | $146.8M |
| Shares & Deposits | $215.9M |
| Net Worth | $21.8M |
| Net Worth Ratio | 8.92% |
| Loan-to-Share Ratio | 68.0% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 4 ATMs
Valleydale
Main Office2040 Valleydale Rd
Hoover, AL 35244-2006
Alexander City
1030 Lee St
Alexander City, AL 35010-2655
Clanton
1501 7th St S
Clanton, AL 35045-8785
Pelham
3596 Pelham Pkwy
Pelham, AL 35124-2034
Selma
907 Medical Center Pkwy
Selma, AL 36701-6746
Who Can Join MUTUAL SAVINGS?
Membership Type: Community
Membership eligibility for MUTUAL SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact MUTUAL SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
MUTUAL SAVINGS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, MUTUAL SAVINGS has 19,012 members and a potential membership field of 830,000 people.
MUTUAL SAVINGS's reported net worth ratio is 8.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
MUTUAL SAVINGS operates 7 branch locations and has access to 4 ATMs. The main office is located at 2040 Valleydale Rd, Hoover, AL 35244-2006.
MUTUAL SAVINGS was established in 1936. It is a state-chartered credit union chartered under charter number 60501. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or MUTUAL SAVINGS. All financial data is for informational purposes only.