NAFT
Federal • Pharr, Texas • Est. 1956
Quick Facts
- Charter Number
- #10994
- Type
- Federal
- Established
- 1956
- Headquarters
- Pharr, Texas 78577
- Address
- PO Box 771
- Branches
- 3
- ATMs
- 2
- Members
- 12,078
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,078 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAFT |
|---|---|
| Total Assets | $147.7M |
| Members | 12,078 |
| Loans Outstanding | $69.7M |
| Shares & Deposits | $122.3M |
| Net Worth | $25.3M |
| Net Worth Ratio | 17.11% |
| Loan-to-Share Ratio | 57.0% |
| Delinquency Rate | 0.43% |
| Net Income | +$2,829,175 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
NAFT Federal Credit Union - Main Office
Main Office901 N Veterans Blvd
Pharr, TX 78577
NAFT Federal Credit Union SRO
4301 N Sugar Rd
Pharr, TX 78577-8082
NAFT Federal Credit Union WW
134 E Van Buren Ave Ste 102
Harlingen, TX 78550-6863
Who Can Join NAFT?
Membership Type: Community
Membership eligibility for NAFT may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAFT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. NAFT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NAFT has 12,078 members and a potential membership field of 50,000 people.
NAFT's net worth ratio is 17.11% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.1%, NAFT meets this threshold.
NAFT operates 3 branch locations and has access to 2 ATMs. The main office is located at 901 N Veterans Blvd, Pharr, TX 78577.
NAFT was established in 1956. It is a federal credit union chartered under charter number 10994. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NAFT. All financial data is for informational purposes only.