NAVIGATOR
Federal • Pascagoula, Mississippi • Est. 1939
Quick Facts
- Charter Number
- #24954
- Type
- Federal
- Established
- 1939
- Headquarters
- Pascagoula, Mississippi 39568-1647
- Address
- PO Box 1647
- Branches
- 13
- ATMs
- 11
- Members
- 47,453
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
47,453 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVIGATOR |
|---|---|
| Total Assets | $386.3M |
| Members | 47,453 |
| Loans Outstanding | $276.2M |
| Shares & Deposits | $310.9M |
| Net Worth | $70.3M |
| Net Worth Ratio | 18.19% |
| Loan-to-Share Ratio | 88.8% |
| Delinquency Rate | 0.70% |
| Net Income | +$13,846,727 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 11 ATMs
Jackson Ave Branch
1201 Jackson Ave
Pascagoula, MS 39567-4353
Moss Point Branch
Main Office6012 Highway 63
Moss Point, MS 39563
Gautier Branch
1850 Highway 90
Gautier, MS 39553
IT Building
1870 Highway 90
Gautier, MS 39553
Ocean Springs Branch
3811 Bienville Blvd
Ocean Springs, MS 39564
Who Can Join NAVIGATOR?
Membership Type: Occupational
Membership eligibility for NAVIGATOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVIGATOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. NAVIGATOR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NAVIGATOR has 47,453 members and a potential membership field of 1,318,109 people.
NAVIGATOR's net worth ratio is 18.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.2%, NAVIGATOR meets this threshold.
NAVIGATOR operates 13 branch locations and has access to 11 ATMs. The main office is located at 6012 Highway 63, Moss Point, MS 39563.
NAVIGATOR was established in 1939. It is a federal credit union chartered under charter number 24954. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NAVIGATOR. All financial data is for informational purposes only.