NAVY FEDERAL CREDIT UNION
Federal • VIENNA, Virginia • Est. 1947
Quick Facts
- Charter Number
- #5536
- Type
- Federal
- Established
- 1947
- Headquarters
- VIENNA, Virginia 22180
- Address
- 820 FOLLIN LANE
- Branches
- 383
- ATMs
- 363
- Members
- 15,139,001
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
15,139,001 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NAVY FEDERAL CREDIT UNION |
|---|---|
| Total Assets | $197.2B |
| Members | 15,139,001 |
| Loans Outstanding | $142.6B |
| Shares & Deposits | $166.6B |
| Net Worth | $22.4B |
| Net Worth Ratio | 11.36% |
| Loan-to-Share Ratio | 85.6% |
| Delinquency Rate | 1.97% |
| Net Income | +$5,113,693,230 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
383 locations · 363 ATMs
Annapolis MD
825 Bestgate Rd
Annapolis, MD 21401
Ashburn VA
44315 Ice Rink Plz
Ashburn, VA 20147
Ballston VA
875 N Randolph St
Arlington, VA 22203
Burke VA
6045 Burke Centre Pkwy Ste A
Burke, VA 22015-3751
Centreville VA
5900 Fort Dr
Centreville, VA 20121
Who Can Join NAVY FEDERAL CREDIT UNION?
Membership Type: Community
Membership eligibility for NAVY FEDERAL CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact NAVY FEDERAL CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. NAVY FEDERAL CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NAVY FEDERAL CREDIT UNION has 15,139,001 members and a potential membership field of 184,000,000 people.
NAVY FEDERAL CREDIT UNION's net worth ratio is 11.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, NAVY FEDERAL CREDIT UNION meets this threshold.
NAVY FEDERAL CREDIT UNION operates 383 branch locations and has access to 363 ATMs. The main office is located at 820 Follin Ln SE, Vienna, VA 22180.
NAVY FEDERAL CREDIT UNION was established in 1947. It is a federal credit union chartered under charter number 5536. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NAVY FEDERAL CREDIT UNION. All financial data is for informational purposes only.