NEBO
State-Chartered • Springville, Utah • Est. 1956
Quick Facts
- Charter Number
- #67146
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Springville, Utah 84663
- Address
- 730 East 300 South
- Branches
- 4
- ATMs
- 2
- Members
- 12,769
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,769 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NEBO |
|---|---|
| Total Assets | $144.6M |
| Members | 12,769 |
| Loans Outstanding | $102.8M |
| Shares & Deposits | $121.5M |
| Net Worth | $24.1M |
| Net Worth Ratio | 16.65% |
| Loan-to-Share Ratio | 84.5% |
| Delinquency Rate | 0.98% |
| Net Income | +$1,113,330 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
Corporate Office
Main Office730 E 300 S
Springville, UT 84663
B2 Payson Branch
201 E 100 N
Payson, UT 84651
B6 Spanish Fork Branch
463 E 1000 N
Spanish Fork, UT 84660
B4 Springville Branch
560 N Main st
Springville, UT 84663
Who Can Join NEBO?
Membership Type: Community
Membership eligibility for NEBO may vary. Contact the credit union directly to confirm qualification requirements.
Contact NEBO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. NEBO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NEBO has 12,769 members and a potential membership field of 316,654 people.
NEBO's net worth ratio is 16.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.6%, NEBO meets this threshold.
NEBO operates 4 branch locations and has access to 2 ATMs. The main office is located at 730 E 300 S, Springville, UT 84663.
NEBO was established in 1956. It is a state-chartered credit union chartered under charter number 67146. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NEBO. All financial data is for informational purposes only.