NEW BEDFORD
State-Chartered • New Bedford, Massachusetts • Est. 1932
Quick Facts
- Charter Number
- #66733
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- New Bedford, Massachusetts 02740
- Address
- 1150 Purchase Street
- Branches
- 2
- ATMs
- 2
- Members
- 10,700
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
10,700 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NEW BEDFORD |
|---|---|
| Total Assets | $167.3M |
| Members | 10,700 |
| Loans Outstanding | $116.5M |
| Shares & Deposits | $149.0M |
| Net Worth | $18.0M |
| Net Worth Ratio | 10.74% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 0.72% |
| Net Income | +$1,311,152 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
New Bedford Credit Union
Main Office1150 Purchase St
New Bedford, MA 02740-6635
New Bedford Credit Union
120 Dawson St
New Bedford, MA 02745-6332
Who Can Join NEW BEDFORD?
Membership Type: Community
Membership eligibility for NEW BEDFORD may vary. Contact the credit union directly to confirm qualification requirements.
Contact NEW BEDFORD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. NEW BEDFORD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NEW BEDFORD has 10,700 members and a potential membership field of 32,100 people.
NEW BEDFORD's net worth ratio is 10.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, NEW BEDFORD meets this threshold.
NEW BEDFORD operates 2 branch locations and has access to 2 ATMs. The main office is located at 1150 Purchase St, New Bedford, MA 02740-6635.
NEW BEDFORD was established in 1932. It is a state-chartered credit union chartered under charter number 66733. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NEW BEDFORD. All financial data is for informational purposes only.