NIAGARA FRONTIER FEDERAL MUNICIPAL
State-Chartered • NIAGARA FALLS, New York • Est. 1931
Quick Facts
- Charter Number
- #63793
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- NIAGARA FALLS, New York 14302-7099
- Address
- 615 MAIN ST
- Branches
- 1
- Members
- 270
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
270 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NIAGARA FRONTIER FEDERAL MUNICIPAL |
|---|---|
| Total Assets | $2.0M |
| Members | 270 |
| Loans Outstanding | $1.2M |
| Shares & Deposits | $1.8M |
| Net Worth | $208K |
| Net Worth Ratio | 10.20% |
| Loan-to-Share Ratio | 63.6% |
| Delinquency Rate | 0.00% |
| Net Income | $-24,966 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Niagara Frontier Federal Employees Credit Union
Main Office615 Main St
Niagara Falls, NY 14302
Who Can Join NIAGARA FRONTIER FEDERAL MUNICIPAL?
Membership Type: Community
Membership eligibility for NIAGARA FRONTIER FEDERAL MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact NIAGARA FRONTIER FEDERAL MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. NIAGARA FRONTIER FEDERAL MUNICIPAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NIAGARA FRONTIER FEDERAL MUNICIPAL has 270 members and a potential membership field of 1,000 people.
NIAGARA FRONTIER FEDERAL MUNICIPAL's net worth ratio is 10.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, NIAGARA FRONTIER FEDERAL MUNICIPAL meets this threshold.
NIAGARA FRONTIER FEDERAL MUNICIPAL operates 1 branch location. The main office is located at 615 Main St, Niagara Falls, NY 14302.
NIAGARA FRONTIER FEDERAL MUNICIPAL was established in 1931. It is a state-chartered credit union chartered under charter number 63793. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NIAGARA FRONTIER FEDERAL MUNICIPAL. All financial data is for informational purposes only.