NIAGARA REGIONAL
Federal • North Tonawanda, New York • Est. 1939
Quick Facts
- Charter Number
- #3285
- Type
- Federal
- Established
- 1939
- Headquarters
- North Tonawanda, New York 14120
- Address
- 1285 Erie Ave
- Branches
- 2
- ATMs
- 2
- Members
- 2,371
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,371 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NIAGARA REGIONAL |
|---|---|
| Total Assets | $37.6M |
| Members | 2,371 |
| Loans Outstanding | $23.7M |
| Shares & Deposits | $34.2M |
| Net Worth | $3.2M |
| Net Worth Ratio | 8.63% |
| Loan-to-Share Ratio | 69.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$322,831 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Niagara Regional FCU
Main Office1285 Erie Ave
North Tonawanda, NY 14120
North Tonawanda HS
405 Meadow Dr
North Tonawanda, NY 14120
Who Can Join NIAGARA REGIONAL?
Membership Type: Other/Unknown
Membership eligibility for NIAGARA REGIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact NIAGARA REGIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. NIAGARA REGIONAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NIAGARA REGIONAL has 2,371 members and a potential membership field of 1,156,000 people.
NIAGARA REGIONAL's net worth ratio is 8.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, NIAGARA REGIONAL meets this threshold.
NIAGARA REGIONAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 1285 Erie Ave, North Tonawanda, NY 14120.
NIAGARA REGIONAL was established in 1939. It is a federal credit union chartered under charter number 3285. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NIAGARA REGIONAL. All financial data is for informational purposes only.