NIAGARA-WHEATFIELD
Federal • SANBORN, New York • Est. 1960
Quick Facts
- Charter Number
- #14040
- Type
- Federal
- Established
- 1960
- Headquarters
- SANBORN, New York 14132
- Address
- PO BOX 265, 2346 SAUNDERS SETTLEMEN
- Branches
- 2
- Members
- 1,837
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,837 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NIAGARA-WHEATFIELD |
|---|---|
| Total Assets | $21.3M |
| Members | 1,837 |
| Loans Outstanding | $10.1M |
| Shares & Deposits | $19.0M |
| Net Worth | $2.2M |
| Net Worth Ratio | 10.37% |
| Loan-to-Share Ratio | 53.2% |
| Delinquency Rate | 1.96% |
| Net Income | +$257,865 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MAIN OFFICE
Main Office2346 SAUNDERS SETTLEMENT RD
SANBORN, NY 14132
compusource systems inc
110 John Muir Dr
Amherst, NY 14228-1148
Who Can Join NIAGARA-WHEATFIELD?
Membership Type: Occupational
Membership eligibility for NIAGARA-WHEATFIELD may vary. Contact the credit union directly to confirm qualification requirements.
Contact NIAGARA-WHEATFIELD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. NIAGARA-WHEATFIELD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NIAGARA-WHEATFIELD has 1,837 members and a potential membership field of 5,000 people.
NIAGARA-WHEATFIELD's net worth ratio is 10.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, NIAGARA-WHEATFIELD meets this threshold.
NIAGARA-WHEATFIELD operates 2 branch locations. The main office is located at 2346 SAUNDERS SETTLEMENT RD, SANBORN, NY 14132.
NIAGARA-WHEATFIELD was established in 1960. It is a federal credit union chartered under charter number 14040. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NIAGARA-WHEATFIELD. All financial data is for informational purposes only.