NORMAL CITY EMPLOYEES
Federal • Normal, Illinois • Est. 1962
Quick Facts
- Charter Number
- #14972
- Type
- Federal
- Established
- 1962
- Headquarters
- Normal, Illinois 61761
- Address
- 100 East Phoenix Avenue
- Branches
- 1
- Members
- 596
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
596 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORMAL CITY EMPLOYEES |
|---|---|
| Total Assets | $4.4M |
| Members | 596 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $3.9M |
| Net Worth | $521K |
| Net Worth Ratio | 11.73% |
| Loan-to-Share Ratio | 75.3% |
| Delinquency Rate | 0.00% |
| Net Income | +$21,763 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Town of Normal Annex - South
Main Office100 E Phoenix Ave
Normal, IL 61761-3018
Who Can Join NORMAL CITY EMPLOYEES?
Membership Type: Community
Membership eligibility for NORMAL CITY EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORMAL CITY EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. NORMAL CITY EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORMAL CITY EMPLOYEES has 596 members and a potential membership field of 1,000 people.
NORMAL CITY EMPLOYEES's net worth ratio is 11.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, NORMAL CITY EMPLOYEES meets this threshold.
NORMAL CITY EMPLOYEES operates 1 branch location. The main office is located at 100 E Phoenix Ave, Normal, IL 61761-3018.
NORMAL CITY EMPLOYEES was established in 1962. It is a federal credit union chartered under charter number 14972. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORMAL CITY EMPLOYEES. All financial data is for informational purposes only.