NORTH COUNTRY
Federal • BURLINGTON, Vermont • Est. 1950
Quick Facts
- Charter Number
- #24312
- Type
- Federal
- Established
- 1950
- Headquarters
- BURLINGTON, Vermont 05406-4709
- Address
- PO BOX 64709
- Branches
- 13
- ATMs
- 12
- Members
- 77,854
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
77,854 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTH COUNTRY |
|---|---|
| Total Assets | $1.1B |
| Members | 77,854 |
| Loans Outstanding | $890.5M |
| Shares & Deposits | $954.9M |
| Net Worth | $105.8M |
| Net Worth Ratio | 9.75% |
| Loan-to-Share Ratio | 93.3% |
| Delinquency Rate | 1.05% |
| Net Income | +$12,443,905 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 12 ATMs
Main Office
Main Office69 Swift St
S Burlington, VT 05403
East Montpelier
49 Carleton Blvd.
E Montpelier, VT 05651
Colchester
39 Lower Mountain View Dr
Colchester, VT 05446
Lyndonville
854 Center Street
Lyndonville, VT 05851
Orleans
12 Main St
Orleans, VT 05860
Who Can Join NORTH COUNTRY?
Membership Type: Community
Membership eligibility for NORTH COUNTRY may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTH COUNTRY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Vermont RankingsFrequently Asked Questions
Yes. NORTH COUNTRY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTH COUNTRY has 77,854 members and a potential membership field of 400,000 people.
NORTH COUNTRY's net worth ratio is 9.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, NORTH COUNTRY meets this threshold.
NORTH COUNTRY operates 13 branch locations and has access to 12 ATMs. The main office is located at 69 Swift St, S Burlington, VT 05403.
NORTH COUNTRY was established in 1950. It is a federal credit union chartered under charter number 24312. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTH COUNTRY. All financial data is for informational purposes only.