NORTHERN REDWOOD
Federal • Arcata, California • Est. 1955
Quick Facts
- Charter Number
- #10362
- Type
- Federal
- Established
- 1955
- Headquarters
- Arcata, California 95521-4415
- Address
- 1270 Giuntoli Ln
- Branches
- 2
- ATMs
- 2
- Members
- 3,151
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,151 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NORTHERN REDWOOD |
|---|---|
| Total Assets | $24.5M |
| Members | 3,151 |
| Loans Outstanding | $13.0M |
| Shares & Deposits | $22.5M |
| Net Worth | $2.0M |
| Net Worth Ratio | 8.19% |
| Loan-to-Share Ratio | 57.8% |
| Delinquency Rate | 1.17% |
| Net Income | +$116,119 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office1270 Giuntoli Ln
Arcata, CA 95521-4415
Eureka Branch
903 4th St
Eureka, CA 95501-0517
Who Can Join NORTHERN REDWOOD?
Membership Type: Other/Unknown
Membership eligibility for NORTHERN REDWOOD may vary. Contact the credit union directly to confirm qualification requirements.
Contact NORTHERN REDWOOD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. NORTHERN REDWOOD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NORTHERN REDWOOD has 3,151 members and a potential membership field of 7,500 people.
NORTHERN REDWOOD's net worth ratio is 8.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.2%, NORTHERN REDWOOD meets this threshold.
NORTHERN REDWOOD operates 2 branch locations and has access to 2 ATMs. The main office is located at 1270 Giuntoli Ln, Arcata, CA 95521-4415.
NORTHERN REDWOOD was established in 1955. It is a federal credit union chartered under charter number 10362. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NORTHERN REDWOOD. All financial data is for informational purposes only.