NSPIRE
Federal • Sinton, Texas • Est. 1957
Quick Facts
- Charter Number
- #11721
- Type
- Federal
- Established
- 1957
- Headquarters
- Sinton, Texas 78387
- Address
- 501 W. Merriman
- Branches
- 2
- ATMs
- 2
- Members
- 2,595
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,595 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | NSPIRE |
|---|---|
| Total Assets | $29.6M |
| Members | 2,595 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $25.7M |
| Net Worth | $4.0M |
| Net Worth Ratio | 13.52% |
| Loan-to-Share Ratio | 87.5% |
| Delinquency Rate | 1.15% |
| Net Income | +$158,116 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
San Patricio Co Teachers FCU
Main Office501 W Merriman St
Sinton, TX 78387-2412
San Patricio Co Teachers FCU
1802 Billy G Webb
Portland, TX 78374
Who Can Join NSPIRE?
Membership Type: Community
Membership eligibility for NSPIRE may vary. Contact the credit union directly to confirm qualification requirements.
Contact NSPIRE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. NSPIRE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, NSPIRE has 2,595 members and a potential membership field of 49,504 people.
NSPIRE's net worth ratio is 13.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, NSPIRE meets this threshold.
NSPIRE operates 2 branch locations and has access to 2 ATMs. The main office is located at 501 W Merriman St, Sinton, TX 78387-2412.
NSPIRE was established in 1957. It is a federal credit union chartered under charter number 11721. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or NSPIRE. All financial data is for informational purposes only.