O AND R UTILITIES EMPLOYEES
Federal • Monroe, New York • Est. 1980
Quick Facts
- Charter Number
- #23700
- Type
- Federal
- Established
- 1980
- Headquarters
- Monroe, New York 10949
- Address
- P.O. Box 470
- Branches
- 1
- ATMs
- 1
- Members
- 1,996
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,996 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | O AND R UTILITIES EMPLOYEES |
|---|---|
| Total Assets | $33.2M |
| Members | 1,996 |
| Loans Outstanding | $24.8M |
| Shares & Deposits | $29.2M |
| Net Worth | $4.0M |
| Net Worth Ratio | 11.95% |
| Loan-to-Share Ratio | 85.0% |
| Delinquency Rate | 0.19% |
| Net Income | +$355,509 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Monroe
Main Office14 Talmadge Ct
Monroe, NY 10950-1526
Who Can Join O AND R UTILITIES EMPLOYEES?
Membership Type: Community
Membership eligibility for O AND R UTILITIES EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact O AND R UTILITIES EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. O AND R UTILITIES EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, O AND R UTILITIES EMPLOYEES has 1,996 members and a potential membership field of 25,000 people.
O AND R UTILITIES EMPLOYEES's net worth ratio is 11.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, O AND R UTILITIES EMPLOYEES meets this threshold.
O AND R UTILITIES EMPLOYEES operates 1 branch location and has access to 1 ATMs. The main office is located at 14 Talmadge Ct, Monroe, NY 10950-1526.
O AND R UTILITIES EMPLOYEES was established in 1980. It is a federal credit union chartered under charter number 23700. The institution has been serving members for 46 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or O AND R UTILITIES EMPLOYEES. All financial data is for informational purposes only.