ODESSA EMPLOYEES
State-Chartered • Odessa, Texas • Est. 1953
Quick Facts
- Charter Number
- #67534
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Odessa, Texas 79761-4623
- Address
- 1006 E 7th St
- Branches
- 3
- Members
- 1,356
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,356 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ODESSA EMPLOYEES |
|---|---|
| Total Assets | $20.2M |
| Members | 1,356 |
| Loans Outstanding | $10.4M |
| Shares & Deposits | $16.8M |
| Net Worth | $3.3M |
| Net Worth Ratio | 16.41% |
| Loan-to-Share Ratio | 62.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$191,102 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Odessa Employees' Credit Union
Main Office1006 E 7th St
Odessa, TX 79761-4623
Odessa Employees' Credit Union
1006 E 7th St
Odessa, TX 79761
Complex Community FCU
2200 LINDA AVE
ODESSA, TX 79763-2659
Who Can Join ODESSA EMPLOYEES?
Membership Type: Community
Membership eligibility for ODESSA EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact ODESSA EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. ODESSA EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ODESSA EMPLOYEES has 1,356 members and a potential membership field of 2,300 people.
ODESSA EMPLOYEES's net worth ratio is 16.41% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.4%, ODESSA EMPLOYEES meets this threshold.
ODESSA EMPLOYEES operates 3 branch locations. The main office is located at 1006 E 7th St, Odessa, TX 79761-4623.
ODESSA EMPLOYEES was established in 1953. It is a state-chartered credit union chartered under charter number 67534. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ODESSA EMPLOYEES. All financial data is for informational purposes only.