OLEAN TEACHERS' AND POSTAL
Federal • OLEAN, New York • Est. 1952
Quick Facts
- Charter Number
- #7656
- Type
- Federal
- Established
- 1952
- Headquarters
- OLEAN, New York 14760
- Address
- 1700 CONSTITUTION AVE
- Branches
- 1
- ATMs
- 2
- Members
- 1,703
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,703 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OLEAN TEACHERS' AND POSTAL |
|---|---|
| Total Assets | $26.5M |
| Members | 1,703 |
| Loans Outstanding | $9.5M |
| Shares & Deposits | $23.5M |
| Net Worth | $2.9M |
| Net Worth Ratio | 10.89% |
| Loan-to-Share Ratio | 40.6% |
| Delinquency Rate | 0.99% |
| Net Income | +$333,845 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 2 ATMs
OLEAN TEACHERS' & POSTAL FEDERAL CREDIT UNION
Main Office1700 CONSTITUTION AVE
OLEAN, NY 14760
Who Can Join OLEAN TEACHERS' AND POSTAL?
Membership Type: Other/Unknown
Membership eligibility for OLEAN TEACHERS' AND POSTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact OLEAN TEACHERS' AND POSTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. OLEAN TEACHERS' AND POSTAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OLEAN TEACHERS' AND POSTAL has 1,703 members and a potential membership field of 80,317 people.
OLEAN TEACHERS' AND POSTAL's net worth ratio is 10.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, OLEAN TEACHERS' AND POSTAL meets this threshold.
OLEAN TEACHERS' AND POSTAL operates 1 branch location and has access to 2 ATMs. The main office is located at 1700 CONSTITUTION AVE, OLEAN, NY 14760.
OLEAN TEACHERS' AND POSTAL was established in 1952. It is a federal credit union chartered under charter number 7656. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OLEAN TEACHERS' AND POSTAL. All financial data is for informational purposes only.