ONE
State-Chartered • SPRINGFIELD, Vermont • Est. 1952
Quick Facts
- Charter Number
- #63923
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- SPRINGFIELD, Vermont 05156
- Address
- 380 RIVER ST
- Branches
- 8
- ATMs
- 5
- Members
- 18,443
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
18,443 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONE |
|---|---|
| Total Assets | $261.1M |
| Members | 18,443 |
| Loans Outstanding | $194.4M |
| Shares & Deposits | $243.1M |
| Net Worth | $20.3M |
| Net Worth Ratio | 7.78% |
| Loan-to-Share Ratio | 80.0% |
| Delinquency Rate | 1.18% |
| Net Income | +$2,284,184 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 5 ATMs
ESSEX OFFICE
1 Market Pl
Essex Junction, VT 05452
VERGENNES OFFICE
48 Green St
Vergennes, VT 05491
BARRE OFFICE
560 S BARRE RD
BARRE, VT 05641
SPRINGFIELD OFFICE
Main Office380 RIVER ST
SPRINGFIELD, VT 05156
CHESTER OFFICE
569 VT ROUTE 103 S
CHESTER, VT 05143
Who Can Join ONE?
Membership Type: Community
Membership eligibility for ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Vermont RankingsFrequently Asked Questions
Yes. ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONE has 18,443 members and a potential membership field of 894,722 people.
ONE's net worth ratio is 7.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.8%, ONE meets this threshold.
ONE operates 8 branch locations and has access to 5 ATMs. The main office is located at 380 RIVER ST, SPRINGFIELD, VT 05156.
ONE was established in 1952. It is a state-chartered credit union chartered under charter number 63923. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONE. All financial data is for informational purposes only.