ONEAZ
State-Chartered • Phoenix, Arizona • Est. 1972
Quick Facts
- Charter Number
- #61315
- Type
- State-Chartered
- Established
- 1972
- Headquarters
- Phoenix, Arizona 85027-1261
- Address
- 2355 W Pinnacle Peak Rd
- Branches
- 27
- ATMs
- 25
- Members
- 234,706
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
234,706 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONEAZ |
|---|---|
| Total Assets | $4.3B |
| Members | 234,706 |
| Loans Outstanding | $3.0B |
| Shares & Deposits | $3.8B |
| Net Worth | $415.7M |
| Net Worth Ratio | 11.00% |
| Loan-to-Share Ratio | 79.2% |
| Delinquency Rate | 0.31% |
| Net Income | +$49,440,337 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
27 locations · 25 ATMs
MONROE
1812 W Monroe St
PHOENIX, AZ 85007
TUCSON ALVERNON
777 S ALVERNON WAY
TUCSON, AZ 85711
PRESCOTT WILLOW CREEK
1335 Gail Gardner Way
PRESCOTT, AZ 86305
PRESCOTT VALLEY
7111 PAV WAY
PRESCOTT VALLEY, AZ 86314
GILBERT
2277 W GUADALUPE RD
GILBERT, AZ 85233
Who Can Join ONEAZ?
Membership Type: Community
Membership eligibility for ONEAZ may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONEAZ directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Arizona
Browse all federally insured credit unions in Arizona, ranked by assets, members, and financial health score.
View Arizona RankingsFrequently Asked Questions
Yes. ONEAZ is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONEAZ has 234,706 members and a potential membership field of 6,946,872 people.
ONEAZ's net worth ratio is 11.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, ONEAZ meets this threshold.
ONEAZ operates 27 branch locations and has access to 25 ATMs. The main office is located at 2355 W PINNACLE PEAK RD, PHOENIX, AZ 85027-1261.
ONEAZ was established in 1972. It is a state-chartered credit union chartered under charter number 61315. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONEAZ. All financial data is for informational purposes only.