ONEIDA COUNTY
Federal • UTICA, New York • Est. 1959
Quick Facts
- Charter Number
- #13102
- Type
- Federal
- Established
- 1959
- Headquarters
- UTICA, New York 13501
- Address
- 800 PARK AVE
- Branches
- 1
- Members
- 1,506
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,506 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONEIDA COUNTY |
|---|---|
| Total Assets | $13.8M |
| Members | 1,506 |
| Loans Outstanding | $4.7M |
| Shares & Deposits | $12.0M |
| Net Worth | $1.7M |
| Net Worth Ratio | 12.30% |
| Loan-to-Share Ratio | 39.0% |
| Delinquency Rate | 0.09% |
| Net Income | +$40,317 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Oneida County Federal Federal Credit Union
Main Office800 Park Ave
Utica, NY 13501
Who Can Join ONEIDA COUNTY?
Membership Type: Community
Membership eligibility for ONEIDA COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONEIDA COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ONEIDA COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONEIDA COUNTY has 1,506 members and a potential membership field of 3,000 people.
ONEIDA COUNTY's net worth ratio is 12.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, ONEIDA COUNTY meets this threshold.
ONEIDA COUNTY operates 1 branch location. The main office is located at 800 Park Ave, Utica, NY 13501.
ONEIDA COUNTY was established in 1959. It is a federal credit union chartered under charter number 13102. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONEIDA COUNTY. All financial data is for informational purposes only.