ONPOINT COMMUNITY
State-Chartered • Portland, Oregon • Est. 1932
Quick Facts
- Charter Number
- #62745
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Portland, Oregon 97208
- Address
- PO Box 3750
- Branches
- 61
- ATMs
- 60
- Members
- 637,073
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
637,073 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ONPOINT COMMUNITY |
|---|---|
| Total Assets | $9.5B |
| Members | 637,073 |
| Loans Outstanding | $6.1B |
| Shares & Deposits | $8.0B |
| Net Worth | $1.4B |
| Net Worth Ratio | 14.28% |
| Loan-to-Share Ratio | 77.0% |
| Delinquency Rate | 0.99% |
| Net Income | +$153,187,727 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
61 locations · 60 ATMs
Montgomery Park
Main Office2701 NW Vaughn St
Portland, OR 97210
Lloyd Center
1100 NE Weidler St
Portland, OR 97232-1267
Beaverton
2755 SW Cedar Hills Blvd Ste 100
Beaverton, OR 97005
205 Place
9730 SE Washington St
Portland, OR 97216
Oak Grove
2915 SE Oak Grove Blvd
Milwaukie, OR 97267
Who Can Join ONPOINT COMMUNITY?
Membership Type: Community
Membership eligibility for ONPOINT COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ONPOINT COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. ONPOINT COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ONPOINT COMMUNITY has 637,073 members and a potential membership field of 4,626,475 people.
ONPOINT COMMUNITY's net worth ratio is 14.28% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, ONPOINT COMMUNITY meets this threshold.
ONPOINT COMMUNITY operates 61 branch locations and has access to 60 ATMs. The main office is located at 2701 NW Vaughn St, Portland, OR 97210.
ONPOINT COMMUNITY was established in 1932. It is a state-chartered credit union chartered under charter number 62745. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ONPOINT COMMUNITY. All financial data is for informational purposes only.