OREGON STATE
State-Chartered • Corvallis, Oregon • Est. 1954
Quick Facts
- Charter Number
- #68656
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Corvallis, Oregon 97339-0306
- Address
- PO Box 306
- Branches
- 16
- ATMs
- 16
- Members
- 154,922
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
154,922 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OREGON STATE |
|---|---|
| Total Assets | $2.7B |
| Members | 154,922 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $2.4B |
| Net Worth | $308.7M |
| Net Worth Ratio | 11.61% |
| Loan-to-Share Ratio | 82.9% |
| Delinquency Rate | 0.70% |
| Net Income | +$44,787,535 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 16 ATMs
Financial Center
1980 NW 9th St
Corvallis, OR 97330-2179
University Branch
148 NW 25th St
Corvallis, OR 97330-5337
Albany Branch
1394 Clay St SE
Albany, OR 97322-6884
North Albany Branch
625 Hickory St NW
Albany, OR 97321
Dallas Branch
210 Orchard Dr
Dallas, OR 97338-1148
Who Can Join OREGON STATE?
Membership Type: Community
Membership eligibility for OREGON STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact OREGON STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. OREGON STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OREGON STATE has 154,922 members and a potential membership field of 4,300,464 people.
OREGON STATE's net worth ratio is 11.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, OREGON STATE meets this threshold.
OREGON STATE operates 16 branch locations and has access to 16 ATMs. The main office is located at 4800 SW Research Way, Corvallis, OR 97333.
OREGON STATE was established in 1954. It is a state-chartered credit union chartered under charter number 68656. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OREGON STATE. All financial data is for informational purposes only.