ORGANIZED LABOR
State-Chartered • Modesto, California • Est. 1974
Quick Facts
- Charter Number
- #61942
- Type
- State-Chartered
- Established
- 1974
- Headquarters
- Modesto, California 95350
- Address
- 2112 McHenry Ave
- Branches
- 2
- ATMs
- 1
- Members
- 3,097
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,097 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ORGANIZED LABOR |
|---|---|
| Total Assets | $40.0M |
| Members | 3,097 |
| Loans Outstanding | $14.8M |
| Shares & Deposits | $35.9M |
| Net Worth | $3.9M |
| Net Worth Ratio | 9.71% |
| Loan-to-Share Ratio | 41.2% |
| Delinquency Rate | 1.16% |
| Net Income | +$502,147 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Organized Labor Credit Union
Main Office2112 McHenry Ave
Modesto, CA 95350
Modesto First Credit Union
430 12th St
Modesto, CA 95354
Who Can Join ORGANIZED LABOR?
Membership Type: Community
Membership eligibility for ORGANIZED LABOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact ORGANIZED LABOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. ORGANIZED LABOR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ORGANIZED LABOR has 3,097 members and a potential membership field of 10,000 people.
ORGANIZED LABOR's net worth ratio is 9.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, ORGANIZED LABOR meets this threshold.
ORGANIZED LABOR operates 2 branch locations and has access to 1 ATMs. The main office is located at 2112 McHenry Ave, Modesto, CA 95350.
ORGANIZED LABOR was established in 1974. It is a state-chartered credit union chartered under charter number 61942. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ORGANIZED LABOR. All financial data is for informational purposes only.