OSWEGO COUNTY
Federal • Oswego, New York • Est. 1975
Quick Facts
- Charter Number
- #21927
- Type
- Federal
- Established
- 1975
- Headquarters
- Oswego, New York 13126
- Address
- 90 E Bridge St
- Branches
- 5
- ATMs
- 6
- Members
- 14,601
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
14,601 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OSWEGO COUNTY |
|---|---|
| Total Assets | $151.9M |
| Members | 14,601 |
| Loans Outstanding | $101.5M |
| Shares & Deposits | $132.5M |
| Net Worth | $17.9M |
| Net Worth Ratio | 11.77% |
| Loan-to-Share Ratio | 76.6% |
| Delinquency Rate | 2.28% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 6 ATMs
East Office
Main Office90 E Bridge St
Oswego, NY 13126
Mexico Office
5800 Scenic Ave
Mexico, NY 13114
Fulton Branch
707 s 4th st
Fulton, NY 13069
Oswego West
262 W Seneca St
Oswego, NY 13126
Phoenix
101 Volney ST
Phoenix, NY 13135
Who Can Join OSWEGO COUNTY?
Membership Type: Community
Membership eligibility for OSWEGO COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact OSWEGO COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
OSWEGO COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, OSWEGO COUNTY has 14,601 members and a potential membership field of 120,000 people.
OSWEGO COUNTY's reported net worth ratio is 11.77% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
OSWEGO COUNTY operates 5 branch locations and has access to 6 ATMs. The main office is located at 90 E Bridge St, Oswego, NY 13126.
OSWEGO COUNTY was established in 1975. It is a federal credit union chartered under charter number 21927. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or OSWEGO COUNTY. All financial data is for informational purposes only.