OSWEGO TEACHERS EMPLOYEES
Federal • OSWEGO, New York • Est. 1961
Quick Facts
- Charter Number
- #14436
- Type
- Federal
- Established
- 1961
- Headquarters
- OSWEGO, New York 13126
- Address
- 90 W UTICA ST, PO BOX 878
- Branches
- 1
- Members
- 2,569
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,569 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | OSWEGO TEACHERS EMPLOYEES |
|---|---|
| Total Assets | $59.9M |
| Members | 2,569 |
| Loans Outstanding | $39.3M |
| Shares & Deposits | $52.6M |
| Net Worth | $6.9M |
| Net Worth Ratio | 11.52% |
| Loan-to-Share Ratio | 74.7% |
| Delinquency Rate | 0.01% |
| Net Income | +$329,989 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Oswego Teachers Employees Fed. CU
Main Office90 W Utica St
Oswego, NY 13126-3048
Who Can Join OSWEGO TEACHERS EMPLOYEES?
Membership Type: Community
Membership eligibility for OSWEGO TEACHERS EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact OSWEGO TEACHERS EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. OSWEGO TEACHERS EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, OSWEGO TEACHERS EMPLOYEES has 2,569 members and a potential membership field of 43,263 people.
OSWEGO TEACHERS EMPLOYEES's net worth ratio is 11.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, OSWEGO TEACHERS EMPLOYEES meets this threshold.
OSWEGO TEACHERS EMPLOYEES operates 1 branch location. The main office is located at 90 W Utica St, Oswego, NY 13126-3048.
OSWEGO TEACHERS EMPLOYEES was established in 1961. It is a federal credit union chartered under charter number 14436. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or OSWEGO TEACHERS EMPLOYEES. All financial data is for informational purposes only.