PAGODA
Federal • READING, Pennsylvania • Est. 1963
Quick Facts
- Charter Number
- #15532
- Type
- Federal
- Established
- 1963
- Headquarters
- READING, Pennsylvania 19601
- Address
- 833 WASHINGTON STREET
- Branches
- 1
- Members
- 2,623
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,623 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PAGODA |
|---|---|
| Total Assets | $31.8M |
| Members | 2,623 |
| Loans Outstanding | $10.2M |
| Shares & Deposits | $28.1M |
| Net Worth | $3.6M |
| Net Worth Ratio | 11.34% |
| Loan-to-Share Ratio | 36.2% |
| Delinquency Rate | 0.51% |
| Net Income | +$675,843 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Reading Office
Main Office833 Washington St
Reading, PA 19601-3658
Who Can Join PAGODA?
Membership Type: Other/Unknown
Membership eligibility for PAGODA may vary. Contact the credit union directly to confirm qualification requirements.
Contact PAGODA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PAGODA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PAGODA has 2,623 members and a potential membership field of 400,000 people.
PAGODA's net worth ratio is 11.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, PAGODA meets this threshold.
PAGODA operates 1 branch location. The main office is located at 833 Washington St, Reading, PA 19601-3658.
PAGODA was established in 1963. It is a federal credit union chartered under charter number 15532. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PAGODA. All financial data is for informational purposes only.