PATELCO
State-Chartered • Dublin, California • Est. 1936
Quick Facts
- Charter Number
- #68579
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Dublin, California 94568
- Address
- 3 Park Pl
- Branches
- 36
- ATMs
- 36
- Members
- 529,958
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
529,958 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PATELCO |
|---|---|
| Total Assets | $9.6B |
| Members | 529,958 |
| Loans Outstanding | $7.1B |
| Shares & Deposits | $8.2B |
| Net Worth | $1.0B |
| Net Worth Ratio | 10.42% |
| Loan-to-Share Ratio | 85.8% |
| Delinquency Rate | 0.77% |
| Net Income | +$78,540,163 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
36 locations · 36 ATMs
BERKELEY
2033 Kala Bagai Way
Berkeley, CA 94704
BRENTWOOD
5601 Lone Tree Way Ste T-110
Brentwood, CA 94513-5376
CASTRO VALLEY
4055 E Castro Valley Blvd
Castro Valley, CA 94552
CITRUS HEIGHTS
6100 Birdcage Lane Suite 125
Citrus Heights, CA 95610
CONCORD
1390 Willow Pass Rd Ste 100
Concord, CA 94520
Who Can Join PATELCO?
Membership Type: Community
Membership eligibility for PATELCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact PATELCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. PATELCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PATELCO has 529,958 members and a potential membership field of 12,302,718 people.
PATELCO's net worth ratio is 10.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, PATELCO meets this threshold.
PATELCO operates 36 branch locations and has access to 36 ATMs. The main office is located at 3 Park Pl, Dublin, CA 94568.
PATELCO was established in 1936. It is a state-chartered credit union chartered under charter number 68579. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PATELCO. All financial data is for informational purposes only.