PECO
Federal • Mineral Wells, Texas • Est. 1957
Quick Facts
- Charter Number
- #11761
- Type
- Federal
- Established
- 1957
- Headquarters
- Mineral Wells, Texas 76067
- Address
- 6201 Hwy 180 East
- Branches
- 1
- Members
- 766
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
766 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PECO |
|---|---|
| Total Assets | $3.6M |
| Members | 766 |
| Loans Outstanding | $2.4M |
| Shares & Deposits | $3.0M |
| Net Worth | $562K |
| Net Worth Ratio | 15.60% |
| Loan-to-Share Ratio | 78.6% |
| Delinquency Rate | 1.51% |
| Net Income | +$55,211 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
PECO Federal Credit Union
Main Office6201 Highway 180 E
Mineral Wells, TX 76067-9579
Who Can Join PECO?
Membership Type: Community
Membership eligibility for PECO may vary. Contact the credit union directly to confirm qualification requirements.
Contact PECO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. PECO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PECO has 766 members and a potential membership field of 1,215 people.
PECO's net worth ratio is 15.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.6%, PECO meets this threshold.
PECO operates 1 branch location. The main office is located at 6201 Highway 180 E, Mineral Wells, TX 76067-9579.
PECO was established in 1957. It is a federal credit union chartered under charter number 11761. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PECO. All financial data is for informational purposes only.