PECU
State-Chartered • Austin, Texas • Est. 1952
Quick Facts
- Charter Number
- #67428
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Austin, Texas 78768-2205
- Address
- PO Box 2205
- Branches
- 5
- ATMs
- 5
- Members
- 21,509
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
21,509 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PECU |
|---|---|
| Total Assets | $437.3M |
| Members | 21,509 |
| Loans Outstanding | $225.1M |
| Shares & Deposits | $376.2M |
| Net Worth | $61.8M |
| Net Worth Ratio | 14.14% |
| Loan-to-Share Ratio | 59.8% |
| Delinquency Rate | 0.44% |
| Net Income | +$6,449,319 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
10th Street Branch
Main Office306 E 10th St
Austin, TX 78701
Walnut Creek Office
8013 Centre Park Dr
Austin, TX 78754
Central Office
1200 W 42nd St
Austin, TX 78756
Oak Hill Office
5838 Hwy 290 W
Austin, TX 78735
Round Rock
15800 Ranch Road 620 N
Austin, TX 78717
Who Can Join PECU?
Membership Type: Community
Membership eligibility for PECU may vary. Contact the credit union directly to confirm qualification requirements.
Contact PECU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. PECU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PECU has 21,509 members and a potential membership field of 1,500,000 people.
PECU's net worth ratio is 14.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, PECU meets this threshold.
PECU operates 5 branch locations and has access to 5 ATMs. The main office is located at 306 E 10th St, Austin, TX 78701.
PECU was established in 1952. It is a state-chartered credit union chartered under charter number 67428. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PECU. All financial data is for informational purposes only.