PECU
State-Chartered • Austin, Texas • Est. 1952
Quick Facts
- Charter Number
- #67428
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Austin, Texas 78701
- Address
- 306 E 10th St
- Branches
- 5
- ATMs
- 7
- Members
- 21,602
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,602 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PECU |
|---|---|
| Total Assets | $439.1M |
| Members | 21,602 |
| Loans Outstanding | $220.0M |
| Shares & Deposits | $375.5M |
| Net Worth | $62.8M |
| Net Worth Ratio | 14.31% |
| Loan-to-Share Ratio | 58.6% |
| Delinquency Rate | 0.52% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 7 ATMs
Main Office
Main Office306 E 10th St
Austin, TX 78701
Walnut Creek Business Park Branch Office
8013 Centre Park Dr
Austin, TX 78754
North Branch Office
1200 W 42nd St
Austin, TX 78756
Oak Hill Branch Office
5838 Hwy 290 W
Austin, TX 78735
Round Rock Branch Office
15800 Ranch Road 620 N
Austin, TX 78717
Who Can Join PECU?
Membership Type: Community
Membership eligibility for PECU may vary. Contact the credit union directly to confirm qualification requirements.
Contact PECU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
PECU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PECU has 21,602 members and a potential membership field of 1,500,000 people.
PECU's reported net worth ratio is 14.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PECU operates 5 branch locations and has access to 7 ATMs. The main office is located at 306 E 10th St, Austin, TX 78701.
PECU was established in 1952. It is a state-chartered credit union chartered under charter number 67428. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PECU. All financial data is for informational purposes only.